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March 2 - March 8, 2025 National Consumer Protection Week (NCPW) is a time to help people understand their consumer rights and avoid frauds and scams. Stay tuned for more information on how to get...
Scammers say and do things that can tell us they’re lying — and they’re not who they pretend to be. Of course, to hear or see those clues, we have to get past the panic scammers make us feel, thanks...
If you’re looking for a new job, getting paid to shop might sound like a dream. Companies hire mystery shoppers to try products or services and share experiences about things like buying or returning...
Have you ever bought a video game, e-book, song, or movie to enjoy on one of your devices, whether it be a gaming console, tablet, or phone? If so, you might think that you’ll always have access to...
Federal law gives you protections when you deal with any organizations or people who regularly extend credit. That includes, for example, banks, small loan and finance companies, retail and department...
Use this sample letter to dispute incorrect or inaccurate information that a business supplied to credit bureaus. Your letter should identify each item you dispute, state the facts, explain why you...
How you handle credit and paying your bills is an Important factor in your credit history and affects how much you will pay to get credit. When it comes to using a credit card, you have rights and...
You want your credit report to be accurate because it affects whether you can borrow money — and how much you'll pay — to borrow money. It also may affect getting a job or insurance, or renting a...
If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for charges made without your permission, but your protection depends on the type of card — and when you report...
Some scammy debt relief companies will say just about anything to get your money. They promise to get you a lower credit card interest rate, claiming to be able to save you thousands of dollars but...
Being online is part of kids’ lives. When they’re online, kids watch and create content, post photos, videos, play games, and share what they’re doing with friends and family. But when they post, play...
We hear a lot about credit — credit reports, credit scores, credit freezes, credit monitoring. What does it all mean for you? Your credit matters because it affects your ability to get a loan, a job...
Getting utility services ― gas, electricity, water ― has a lot to do with your credit history. The better your credit history, the easier it will be for you to get services. And your on-time (or late)...
Signing over your disability settlement payments to raise cash fast can hurt your finances in the long run. You may end up without enough money to live on.
If a debt collector files a lawsuit against you to collect a debt, it’s important to respond — either yourself or through an attorney. And remember, you have rights when it comes to dealing with debt...